AI Financial Services is well regarded as one of the top mortgage advisors in Auckland. Our local mortgage advisors are ready to assist you. Making a fully informed decision about your mortgage can be difficult. Our specialist mortgage advisors are able to take your particular needs and circumstances into account, such that our recommended solution best conforms to your financial plan.
Good mortgage advisors hold an intimate knowledge of what various mortgage-lending institutions can offer, and robust relations to negotiate in your favour.
The best mortgage advisors go above and beyond, helping you to properly understand your options. Fielding questions ranging from whether you qualify for a home loan, to what price range you should be looking at for your dream purchase. I will advise you on the availability, costs, terms and conditions offered by them. Financial serendipity and demonstrable savings are achievable through your relationship with AI Financial Services’ specialist mortgage advisors.
I will meet you at a time and place which suits you best.
I will discuss all aspects of mortgage finance and structure and help you to select the right lender.
I will file your loan application with the specific bank/lender.
I will advise you on the fixed and floating rates and show you ways of repaying your mortgage quicker with a tailored financial solution.
Here’s what you need to provide! | Highly Recommended Mortgage Advisors
Copy of Identification (2 types): Driver’s license & passport. If you are an immigrant, a copy of your residency certificate is required as well.
Confirmation of Income: Two recent payslips, a copy of your employment contract or a letter from your employer. If self-employed, provide copies of your last two years’ financial accounts
Proof of Deposit: i.e. bank statements or term deposit receipts. We need to confirm your savings trends.of Income: Two recent payslips, a copy of your employment contract or a letter from your employer. If self-employed, provide copies of your last two years’ financial accounts
Three (3) Months’ Bank Statements: We need to confirm your income and any financial commitments you may have.
Sale and Purchase Agreement: A copy of the sale & purchase agreement signed by both parties
Property Valuation: Depending on the age of the government valuation (GV) in conjunction with the amount required to borrow, we may require a registered valuation (RV).
Nothing! My service to you as a top mortgage advisor is COMPLETELY FREE and will cost you no more than if you would approach the Bank directly. The lenders pay me a commission on the success of your application.
This means, I really do work harder for your interest.