Disability insurance is for everyone. Every day workers can face a lot of risks of getting a disability by illness or accident.
Can you imagine not being able to work or fulfil the daily obligations and responsibilities that you have because of an unexpected disability? Suffering from a sudden illness can change our entire life, and the life of our loved ones.
Though ACC has good cover for loss of income due to accident, there is no disability cover if you are off work because of illness. Without an income, mounting debts can cause additional stress.