Disability Insurance

AI Financial Services

About Disability Insurance:

Disability insurance is for everyone. Every day workers can face a lot of risks of getting a disability by illness or accident.


Can you imagine not being able to work or fulfil the daily obligations and responsibilities that you have because of an unexpected disability? Suffering from a sudden illness can change our entire life, and the life of our loved ones.


Though ACC has good cover for loss of income due to accident, there is no disability cover if you are off work because of illness. Without an income, mounting debts can cause additional stress.

disability cover
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What Is Disability Cover?

Disability insurance guards your greatest asset – your power to earn by providing a monthly payment if you cannot work because of sickness or injury. It protects you and your family in the most difficult times through life insurance for disabled and burial expenses and guarantees capital for death and permanent disability.

Benefits Of Having A Disability Insurance:

Disability Insurance Coverage looks after your lifestyle by protecting your ability to earn. It’s particularly important if you have financial liabilities, such as a mortgage or a personal loan.


Some of the benefits that a Disability Policy offers could be:

Primary Medicines and treatments expenses coverage

Access to health specialists

Therapies (such as rehabilitation)


Financial and Legal Advice

Counselling such as psychiatrist or psychologist consultation for you and your relatives

A lump sum to help modify your home or vehicle, or buy specialist medical equipment

If you are interested on protecting yourself and your family of an unexpected situation, learn more about the different disability coverage plans.


Types of disability cover include:

Agreed Value Income Protection

Indemnity Income Protection

If you have any more enquires about the Disability Insurance, you can fill in the form and we will contact you to resolve any further question.