Total Permanent Disablement

What is Total Permanent Disablement Insurance Cover?  This form of insurance pays you a lump sum if you are permanently and totally disables through injury or sickness.

Sometimes we become ill or have an accident and, if it’s serious, we might be unable to work ever again. Total Permanent Disablement (TPD) cover provides a lump sum in the event of total permanent disablement caused by accident or illness, and you can choose how to spend it. It might be paying off the mortgage, getting the best medical care, improving access to your home and workplace, or ensuring your business survives.

This lump sum benefit paid is often used by families to eliminate debts, pay for medical expenses or fund permanent lifestyle changes.

With TPD protection, you can choose to be covered for any occupation or just your usual occupation.